Credit Analyst Resume Sample

A credit analyst is responsible to analyze credit data and financial information of companies that are applying for a loan and to determine the risk that the bank or other lending institution will not recoup fund loaned. The professionals need to determine customer’s creditworthiness and need to examine financial transactions and credit history case by case. The responsibilities of a credit analyst includes assess creditworthiness of prospective clients, perform cash flow analyses and create projections, deliver multidimensional perspective on investment outlook in an informative manner, determine the depth of degree of risk involved, carefully analyze data and produce clear reports, routinely monitor loan for compliances, adhere to credit policy and guideline, monitor corporate portfolio asset quality, draft models of credit information that predict patterns and help sales marketing department in managing financial orders. The credit analyst should hold at least a bachelor’s degree in the field of finance, accounting or business and must have enough work experience in the relevant area. They must possess strong communication and presentation skills with proficiency in financial software.

Credit Analyst Resume

Name: James Depiron

Address: 1800 Broadway Lane, New Parkland, CA 91043
Phone: 564 – 338-716
Email: [email protected]
Current Job: Credit Analyst, First National Mortgage, St.Paul, MN


Experienced credit analyst skilled in risk analysis and handling all sorts of lending institutions. Have expertise in assessing the creditworthiness of client companies. Detail-oriented professional who reviews consumer data to determine whether loan and credit applications should be approved. Adept at calculating the risk and specialized analyzing consumer data and preparing data for loan officers. Possess great analytical skills and high attention to accuracy.


  • Great oral and written communication skill
  • Strong sense of urgency and proactivity
  • Possess strong facilitation and negotiation skills
  • Excellent qualitative problem-solving skills
  • Knowledge assessing client application, conducting financial reports and establishing credit lines

Work Experience

Credit Analyst, First National Mortgage, St. Paul, MN ( 2016 – present )
Duties and Responsibilities:

  • Collaborated with a team of analyst and performed routine risk credit analysis
  • Have negotiated credit disputes with high profile banks and loan managers
  • Oversaw the preparation of fiscal year report
  • Analyzed financial statement and credit data provided by the consumers

Credit Analyst, Northeast Financial Solution, St. Paul, MN (2014 – 2016 )
Duties and Responsibilities:

  • Calculated the feasibility of proposed risk by weighing the pros and cons of applicant credit history
  • Prepared detail report based on the risk of extending a loan
  • Evaluated payment history and purchase activity of applicant and recommended best payment plan for them

Credit Analyst, FIS Global Inc., St. Paul, MN (2012 – 2014 )
Duties and Responsibilities:

  • Handled financial software to generate financial ratios to evaluate consumer financial status
  • Reviewed commercial account and collected information about delinquent accounts
  • Consulted consumers directly to verify the financial transaction


Masters in Finance Management – University of New York, NY

Bachelor Degree in Finance – University of New York, NY

High School: Roosevelt High School, New York, NY


Al Palumbo, Credit Analyst, Northeast Financial Solution, St. Paul, MN

Personal Information:

  • Civil Status: Married
  • Date of Birth: 18/3/1999
  • Hobbies: Playing football and volleyball

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